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Individual Life Insurance

Life insurance is one of those decisions and purchases we all think about throughout our lifetimes; it can mean the difference between protecting your loved ones from financial stress and leaving them to cope with your accumulated debt. It allows them to continue living the lifestyle that you have built together. 

It can also be a difficult and overwhelming decision. With so many different types and options, you want to make sure that the decisions you make today are the appropriate ones to protect your loved ones in the future.

CUMIS Life Insurance Company is here to help with your difficult decisions and will guide you through the many options available to you for your unique circumstances.

We can help you to discover what your life insurance needs are, and offer you the coverage you really need. We offer a complete portfolio of life products that includes coverage for accidents, temporary insurance and permanent insurance.

Life insurance is about leaving a legacy and is also about financial planning to protect your family or your business, to ensure a comfortable retirement or to have a tax-sheltered savings plan for your child’s education.

Life Products for you to consider:

Critical Care
CUMIS Critical Care Insurance is designed to provide you with financial peace of mind so that you can deal with the unexpected costs of a critical illness, and get started on rebuilding your lifestyle as soon as possible.
Term 10
The CUMIS Term 10 Life Insurance Plan is easy to purchase and offers affordable coverage. Term life insurance provides protection for a limited period of time and pays benefits only if you die during the specified term.
Term 20
CUMIS Term 20 insurance policy is ideal for anyone who wants longer-term protection. It's easy to purchase and can be used to protect your family during those crucial years when children are dependent.
Term 100
CUMIS Term 100 can be used to effectively meet needs such as income replacement, estate planning and final expenses.
Universal Life
CUMIS Universal Life insurance is a unique permanent insurance plan that combines the protection of life insurance with the benefits of tax-advantaged investing, covering you for your entire lifetime.

If you have a claim, please
contact us at:

7 am to 5pm CST
or via email.


Call us at 1.800.263.9120 to speak to a Licensed Insurance Representative or if you would prefer to have us contact you, please click here.​


​Contact Us

If you have general questions simply contact us by using our contact form or call us at 1.800.263.9120

Monday to Friday
8 a.m. - 8 p.m. EST​