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Products & Services

Auto Insurance

CUMIS provides exceptional value-added auto insurance for vehicles stolen or damaged as the result of an accident.  Auto insurance also takes care of expenses if you're involved in an accident including: medical treatment and care, possible legal costs, property damage and lost wages.


Save More with Discounts

Additional savings on our auto insurance rates may be available when you:
  • Are claims-free*
  • Insure more than one vehicle*
  • Have been insured with us or your prior insurance company for three or more years continuously*
  • Have a student away at school ave a student away at school
  • Are of a mature age* 
  • Are retired*
  • Have an after-market anti-theft alarm*
Ask us how to save even more when you insure both your auto and home with CUMIS.*
 

Contact us today at 1-800-810-2847 for more information.

*Discounts, coverage and eligibility vary by province.

Protect Yourself with Valuable, Optional Coverage

CUMIS provides a wide range of optional coverage to best suit your needs.  We also provide coverage for motorcycles, ATVs, snowmobiles, motorhomes and trailers.
 


Driving Record Protector*

Have peace of mind knowing that your driving record rating will be protected after your first ‘at fault’ collision. Call to see if you qualify for this optional coverage.*

*May vary by province.
 


Specialized Coverage for Green/Hybrid Vehicles

Green/hybrid vehicles aid in the reduction of emissions, global warming and Co2 into the atmosphere, and help reduce the use of the earth’s progressively limited resources.
Coverage includes*: 
  • Tow Truck Services
  • Overnight Hotel Expense
  • Tire Replacement Kit
*Standard limits apply, please ask your Licensed Insurance Representative for more details.
*May vary by provice.
 
 

Extended/additional coverage*

We have created two packages of additional coverage to save you money; these are available to you at an additional cost.
 

Package 1

Replacement Transportation Coverage
Pays the cost of a rental car, taxi or public transportation when your vehicle is being repaired due to an accident.
​ ​ ​
 
Damage to Non-Owned Vehicle
Protects you from the financial obligation you are responsible for due to damage caused to a non-owned automobile which is in your care (e.g. rental car)
​ ​ ​ 
 
Limited Waiver of Depreciation-for Owned and Leased Vehicles
Replaces a vehicle (less than 24 months old) without depreciation in the event that it's stolen or written off due to an accident.
​ ​ ​
 
Emergency Roadside Service
Provides coverage for towing, emergency road service and emergency hotel expenses when your vehicle is disabled.
 


Package 2

Includes all the coverage above, except for Limited Waiver of Depreciation-for Owned and Leased Vehicles.
 
*Discounts, coverage and eligibility vary by province.
 


Flexible Payment Options

With our flexible payment options you can decide how you would like to pay your premium: by mail, credit card or pre-authorized payment (weekly, bi-weekly, monthly, semi-monthly or annually.