Home Insurance

CUMIS Insurance provides excellent coverage for your home, backed by superior service. No matter if you own or rent your home, we've got the right coverage for you.

Home insurance shelters you from financial loss due to theft, unforeseen events and personal liability that may occur if someone is injured while visiting your home. Additionally, it can protect you against liability for accidental damage to someone else's property.

For more information about the importance of home insurance and types of coverage, see our Just the Facts booklet.

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Additional savings on our home insurance rates are available when:

• You are claims-free*
• You have a centrally monitored home security system*
• Your home has a monitored fire alarm system*
• Your home is new*
• You have Neighbourhood Watch
• You are mortgage-free
• You are a mature policyholder
• You have Home and Auto coverage with CUMIS

Ask us how to save even more when you insure both your auto and home with CUMIS Insurance.*

*Discounts, coverage and eligibility vary by province.

Value-added Benefits

With home insurance from CUMIS Insurance, you get value-added benefits you may not get anywhere else.

Identity Theft Coverage

Identity theft is a growing concern; it is affecting many people and is costing millions of dollars a year. Included in your CUMIS Insurance home program is coverage for identity theft.

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Blanket Limit Coverage

In the event of a partial or total loss to your home, you're covered for up to $1 million.

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Extended Water Coverage

Water-related losses are the most common type of home insurance claim. Water losses resulting from municipal sewer backups are on the rise and, as Canada's sewer infrastructure ages, this trend will continue.

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Other Optional Type Coverage

• Home-based business
• Personal umbrella liability
• Valuable personal articles riders for jewellery, furs and special collectibles

Superior Service and Flexible Payment Options

You can always count on CUMIS Insurance for fast, friendly and professional service.
Our licensed insurance representatives will help you select the right insurance coverage and answer any questions you may have.

With our flexible payment options you can decide how you would like to pay your premium: by mail, credit card or pre-authorized payment (weekly, bi-weekly, monthly, semi-annually or annually).

Claims Guarantee

CUMIS General Insurance Company is committed to the highest standards of integrity and client service.

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Request a Quote Today!

Get a free, no-obligation quote by calling 1-800-810-2847 Monday to Friday from 8 a.m. to 8 p.m. ET and speaking to one of our licensed insurance representatives or by sending us an e-mail.

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