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Individual Life - CUMIS Direct Term One Life Insurance Plan

Looking back, life was pretty simple as a child. Now we have homes, cars, expenses and people who rely on us to take care of them.

To lose someone we love is unthinkable; to leave someone we love with debts and hardship could be catastrophic.

We make it easy for you to take care of your family with our CUMIS Direct Term One Term Life Insurance plan.

Insurance experts across North America agree that term life insurance provides the highest amount of coverage at an affordable cost.

We have been providing exceptional insurance programs to credit union members since 1937. With total consolidated assets of $1.14 billion and more than $25 billion of life coverage.

Trust us; we will be here when your family needs us.

Life Insurance Simplified

You don’t have to be an actuary or even know what one does to understand our CUMIS Direct Term One Life Insurance plan. Our plan is simply a life insurance program with monthly payments that change depending on your age. Choose a $50,000, $100,000, $150,000, or $200,000 policy and pay low, affordable monthly payments, depending on your age or whether you smoke. Your monthly rate stays the same until you enter the next five-year age band.

Live, love and leave a legacy for your family.

CUMIS Direct Term One Life Insurance Plan Overview

Eligibility

Credit union members from age 16 through 65 are eligible and no medical examination is necessary. Simply answer the questions on the two-page form. Your coverage is guaranteed renewable until your 75th birthday.

Changing Your Plan

You are in control of your life insurance plan. Until you turn 70, you can convert your coverage, regardless of your health, to another one of our exceptional life insurance policies.

Monthly Rates

Your monthly premium can be conveniently deducted from your personal chequing account.

Direct Term One Rate Chart (111 KB) 

Interested?

If life insurance is difficult to talk about, call us.

You have several choices:

  • Call our Customer Contact Center at 1 (888) 263-5110

    Monday to Friday from 8:00 a.m. to 8:00 p.m. Eastern Time

We will contact you within 24 hours.



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