CUMIS Group

Claim Submission Procedures - Disability

In addition to the general information, the following is needed for a Disability Claim:

Employment information - the last day that you were able to work, occupation, date of hire, hours worked, job duties, employer’s name and address, rate of pay, whether you are self employed or seasonally employed, if seasonal, the months worked
Medical information - details about your disabling condition including the cause of your disability, date your disability started, medical treatment you are receiving including dates thereof and the name(s) and address(s) of the doctor(s) that are treating you, return to work plans, and information pertaining to other benefits you are receiving
If the premiums for your insurance coverage are paid monthly, we will obtain the following from your credit union - interest rate, monthly loan payment(s), and date of last loan advance