Identity Theft Coverage

All home insurance plans from CUMIS Insurance — home, condo and tenants — include identity theft coverage at no extra cost.

What is identity theft? Identity theft is the illegal use of personal information. It involves stealing the identity of another person usually for the purpose of financial gain or other criminal activity.

With this coverage, if you're the victim of identity theft:

• We will reimburse you up to $10,000 for your recovery expenses associated with someone stealing and using your personal information for fraudulent transactions
• You pay no deductible
• It will not impact your claims-free discount
• Insured costs include legal fees, the cost of notarizing affidavits or sending certified mail and earnings lost due to time away from work

Tips to protect yourself from identity theft:

• Limit the number of credit cards you carry
• Report unfamiliar charges on statements
• Never leave receipts at bank machines
• Shield the keypad when entering your PIN
• Remove mail from your mailbox promptly
• Destroy pre-approved credit applications
  

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